| In these times we are living in finances are tight and | | | | day. Open your windows and use ceiling fans as |
| many of us are desperately trying to find ways to | | | | much as possible. Wash with cold water. Just a few |
| save money. It is a time when people are being laid | | | | changes can really LOWER your bill. |
| off, receiving pay cuts, and trying to raise families on | | | | Prescriptions. Go to Walmart. They offer very low |
| low income. Of course soaring gas prices do not help | | | | prices on MANY prescriptions. Oh, and for those of |
| either! | | | | you who are near a Publix supermarket, they give |
| I hope that these money saving tips help you as | | | | FREE prescriptions for several popular antibiotics. |
| they have been helping our family! | | | | Dollar Movies. Why spend big bucks to see a movie? |
| Money Saving Tips | | | | If you wait just a few more weeks, you can see the |
| Shop Second Hand. I have to admit, I had a hard | | | | SAME movie on a big screen for a buck or two! |
| time with this at first, however, I see the value in it | | | | Dollar Stores. They have many cleaning and |
| now. Who says we have to have "new" clothes? | | | | household items that you can get instead of paying |
| There are a TON of great second hand stores out | | | | full price. |
| there with awesome styles. When I took my | | | | Car Pool. When possible get together with other who |
| teenager to a second hand store we have here in | | | | work with you, and car pool. You can also take turns |
| town, she was very excited as she looked through | | | | picking up your kids from school if you do not work |
| the racks. Why? Well, the prices were SO low that | | | | outside the home. You will save gas money. |
| she realized she was going to get a LOT more than | | | | Garage Sales. This is a great way to find some |
| she normally does! She understands the concept of | | | | furniture items you need. Some people find great |
| getting more for your money! Now, she has a | | | | treasures and then sell them on eBay. Not only can |
| wardrobe of beautiful clothes that are perfect for | | | | you SAVE money, you can MAKE money if you so |
| her style. The best part, we only spent fifty bucks! I | | | | choose. |
| also saved a bunch of money on my toddlers clothes! | | | | Shop After Holidays. A great time to buy gifts is |
| She got dresses and shorts and outfits galore for 30 | | | | AFTER the holidays! If you wait till after many |
| dollars!! Ho cool is that?? Note: We do not buy | | | | holidays, like Easter, Christmas, etc...you will find great |
| undergarments at second hand stores...Only clothing. | | | | deals. Obviously, not on perishable items, however, |
| Another great tip for second hand stores, is that | | | | you can find perfume, gift sets, and MUCH more for |
| YOU can sell YOUR clothes there and make some | | | | 50-75% off. Put them in your closet, and give them |
| easy money! When the kids out grow their clothes, | | | | as gifts next year! |
| take the ones that are still nice to the resale store | | | | Store Brands. Buy store brands as often as possible. |
| and "recycle" them for cash! | | | | On most cases they have the EXACT same |
| This cool site helps you make a food list for | | | | ingredients and/or quality as "name brand." Name |
| shopping. You choose the store, and THEY provide | | | | brand is nothing more than commercialization. They |
| the plan. It saves you a ton of time to let THEM | | | | are no different. Maybe we are watching too much |
| think! They find the best prices for items and make | | | | TV??? LOL! |
| your plan based on that week's sales at the store | | | | Shop Online. You can find a TON of deals AND get |
| you picked. | | | | free shipping JUST for shopping Online. |
| The Grocery Game or These coupon sites go very | | | | Amazon and eBay. You can get incredible deals |
| well with the emealz site. You can get the coupons | | | | shopping at places like eBay and Amazon. Use and |
| for the plan that emealz came up with! VERY cool! | | | | New. I buy most of my books through Amazon used. |
| And, you will save time AND money! | | | | I save a TON of money that way and even though |
| Hot Water Heater. You can save money each month | | | | they are used, they really do not appear used when |
| simply by setting your water heater temperature to | | | | I get them. Oh,and yet again, this is another venue |
| a lower temperature. Or, you can buy a hot water | | | | to make money. Sell YOUR used books on Amazon! |
| heater timer at home depot for the same results. | | | | Eat In. Eating out costs a LOT of money. Get out of |
| Blockbuster or Netflix. This is a great way to save | | | | the habit and get more creative with your cooking! |
| money and TIME for entertainment. The fees are | | | | You will not only save money, you will make your |
| quite low and the movies are delivered to your home. | | | | family happy! If you work outside the home and you |
| Library. You can get FREE movies and music "rentals" | | | | go out to lunch, try bagging it! Think about it this |
| at your local library. | | | | way...You are literally flushing your money down the |
| Starbucks Lovers. You can save 10 cents if you bring | | | | toilet! |
| in your own cup! Does not sound like much, but if | | | | Restaurant Savings. If you MUST have your out to |
| you get coffee there in a regular basis, it can | | | | eat treat sometimes there is still hope for you! Many |
| REALLY add up! | | | | places offer kids eat free nights. Take advantage of |
| Energy Audit. Call your electric company and request | | | | them when you want to have an out to eat treat. |
| an energy audit. Most of them do it for free. They | | | | Applebees has it on Sundays, Fazolies and Roadhouse |
| will tell you where you can make adjustments to | | | | have it on Tuesdays. There are also quite a few |
| save money on your bill each month. Plus, in many | | | | restaurants that offer free meals and/or discounts |
| cases, they will give you some freebies (light bulbs, | | | | on your birthday. Call around and find out which ones |
| etc). | | | | have the best deals. |
| Rate Reductions. Call your cable or phone company | | | | Drink more Water. It is MUCH healthier for you than |
| and tell them that you would like a rate reduction. | | | | soda, tea, or coffee. Plus, it's FREE! If you do not like |
| Shop around for better deals and let them know you | | | | your tap water, invest in a filter. Water is the BEST |
| have been. They will want to keep your business and | | | | thing you can drink and most people do not drink |
| in many cases lower your bill a bit. Or, at the very | | | | enough of it anyway! You will be SHOCKED at the |
| least offer you some incentive. | | | | amount of money you save each week by simply |
| Employee Discounts. USE them. Know them. Oh, and | | | | eliminating the unhealthy sugar filled drinks from your |
| USE them! | | | | diet! Oh, and your waistline will not complain either!! |
| Sale Papers. Read them and LOOK for sales on items | | | | LOL! |
| you need to buy. Research for the best deal. Clipping | | | | As you can see, there are MANY ways to save |
| Coupons is another great use for sale papers! | | | | money. This is by no means even the tip of the |
| Leftovers. Make meals that can also be used for a | | | | iceberg on the amount of money you can save if |
| great "leftover" meal the next day. | | | | you set your mind to it! Happy Money Saving! |
| Conserve Electricity. Shut your lights off during the | | | | Copyright © Lara Velez, Moms of Faith, All |
| day and open your blinds. Turn off lights when room | | | | Rights Reserved. |
| is not in use. Keep the air on 78 degrees during the | | | | |